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Canceled credit cards don’t leave your credit report quickly

A reader wants to remove some old, rarely-used credit card accounts from her credit report. Our expert tells her why that’s not always a good idea.

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Canceled credit cards don’t leave your credit report quickly

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Credit unions to share and prosper

Two of the country’s key credit unions are on the verge of an agreement to share back-office and technology operations as part of efforts to keep their independence.

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Credit unions to share and prosper

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4 ways to negotiate debt settlement

Dear Debt Adviser, For credit card debt reduction, how does one know the genuine companies? There are many wolves in sheep’s skin lying out there. Could you mention just a few genuine ones? Thanks.

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4 ways to negotiate debt settlement

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4 ways to settle hefty debt

Battling outsized debt? If you try debt settlement, proceed cautiously with one of these options.

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4 ways to settle hefty debt

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Harry Gross: Bank boosting credit-card fees? Shop around for a better deal

Dear Harry: I have had a Citi credit card for umpteen years. It never had an annual fee until now. I just got a bunch of small print from the bank, much of it dealing with its new policy of charging me an annual fee if I charge less than $2,400 in a year.

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Harry Gross: Bank boosting credit-card fees? Shop around for a better deal

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Student Loan Debt Rising

The student loan debt is on the rise, and a new report shows that debt is actually surpassing the amount of credit card debt. One credit counselor says it’s not as bad as it sounds. Still, students say they’re a little uncomfortable with the new trend.

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Student Loan Debt Rising

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Student Loan Debt Rising

The student loan debt is on the rise, and a new report shows that debt is actually surpassing the amount of credit card debt. One credit counselor says it’s not as bad as it sounds. Still, students say they’re a little uncomfortable with the new trend.

Original post:
Student Loan Debt Rising

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Making Bad Credit Worse: Three Credit Pitfalls to Avoid

In today’s economy, credit guidelines are tighter and stricter than ever. Credit scoring models have changed, causing scores to drop, leaving those struggling with low credit ratings out in the cold. If you already had a higher credit score before the economic crisis, you may now find that your score is no longer looked at as favorably as it once was. However, it is much worse for those who may …

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Making Bad Credit Worse: Three Credit Pitfalls to Avoid

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3 Things that Can Hurt Your Credit Score

Nowadays, it seems like credit is needed for anything you do. While your credit score is used to evaluate credit worthiness for a loan or a credit card, it’s also starting to be used to see how much of a responsible adult you are. That’s right – even employers are starting to take a peak at potential employee’s credit scores and credit history to determine whether or not they would be a good fit …

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3 Things that Can Hurt Your Credit Score

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3 Things that Can Hurt Your Credit Score

Nowadays, it seems like credit is needed for anything you do. While your credit score is used to evaluate credit worthiness for a loan or a credit card, it’s also starting to be used to see how much of a responsible adult you are. That’s right – even employers are starting to take a peak at potential employee’s credit scores and credit history to determine whether or not they would be a good fit …

Original post: 
3 Things that Can Hurt Your Credit Score

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