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First Step Towards Credit Repair

September 9, 2011 by · Leave a Comment 

If you’re in the same boat as most Americans, your credit score may not be doing so well. You’re trying your best to make ends meet, but you’re lucky if you make your monthly payments on time. Due to this reason, credit card companies and other lenders are not handing you further credit. If you’re one of the many people in our country who are saying goodbye to good credit ratings and need help out, don’t fret. There are many steps you can take to repair your own credit score without resorting to bogus credit repair agencies.

The first step toward repairing your own credit is finding out your credit score. Discover your credit score by taking advantage of the many free credit score services online. Make sure that the free credit score service provides you with not one, but all three credit scores from the three major credit bureaus, TransUnion, Experian and Equifax.

Once you have obtained all three credit scores, you can then review the items on each credit report to ensure that it is accurate. If you find an error on either credit report, you can dispute the item by notifying the company in writing. You will need to request that the error be removed and provide information to support your reason.

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